Another Monday morning…..she was pushing herself badly to come out of the bed and get ready for office. She hated Monday.
While getting ready, she realized how badly she needed a vacation. She promised herself today evening she'll discuss it with Nitin (her husband) and plan. Little Aadya would be excited too.
“Mauritius……are you out of your mind????” said Nitin with a shocked expression….we can't afford a domestic vacation now and you are talking about Mauritius.
“C'mon…..we'll manage, its been so long, Aadya too will enjoy a lot.” She tried to convince one last time knowing its of no use.
She knew he was right on his part; they had been married for about five years now and although both of them were earning decently, they always struggled hard to manage.
She wished badly that they hadn't spent that carelessly earlier when Aadya wasn't born and planned in advance.
Don't most of us find in similar situation at point or another? Problem with our aspirations is not lack of income mostly, it's the incapability to plan and manage our money.
Do you know if you invest approx INR 3500 only for about 18 months, you can plan an international travel.*
Yes, trust me it's that simple to plan.
*assuming return of 9% p.a. and cost of trip INR 1.5 Lacs approx.
The lifestyle we have in today's times makes a vacation integral part of our lives. That's the only time you spend with your family without any stress about work and cherish those memories for a lifetime.
The dreams we chase might not include a owning a bungalow but who doesn't want a holiday at a beautiful place with their loved ones!
Don't let your money problems take away this dream, there's only one life we get, make the most of it. And you can manage that by spending little bit of your time with your financial planner. Create a separate fund for your vacation goal. Don't assume, calculate how much you would need and start investing for it…….NOW.
As tomorrow never comes!
Happy Investing!